What is a Startup and How it Develops?

What is a Startup? Maybe there are still many people who do not understand this term. Word Startup itself is an uptake of English which means the act or process of starting a new organization or business venture and how to start a digital startup.

According to Wikipedia, Startup refers to a recently operating company. These companies are mostly newly established companies and are in a phase of development and research to find the right markets.

The above definition may be more in its terminology, but according to the author would be easier if the term startup is defined as a new company being developed. Beginning in the late 90s until the year 2000, in fact, the term startup many “mated” with everything that smells of technology, web, internet and related to the realm. Why did it happen?

Back to look back it happened because the term Startup itself became popular internationally during the bubble dot-com, then what else bubble dot-com it? the bubble dot-com phenomenon was when in that period (1998-2000) many dot-com companies were established simultaneously.

At that time the company was aggressively opening a personal website. More and more people are getting to know the internet as a new field to start their business. And that time too, Startup was born and developed. But according to Ronald Widha from TemanMacet.com, Startup is not just a new company that comes into contact with technology, cyberspace, applications or products but it can also be about grassroots economic services and movements that can be self-sufficient without the help of bigger and more established corporations.

After spinning around for information about Startup through Google’s help, there is information about the characteristics of a company that can be classified as a startup. Some of the Startup company’s characteristics include:

The company’s age is less than 3 years
The number of employees is less than 20 people
Revenue is less than $ 100,000 / year
Still in progress
Generally operating in technology
Products made in the form of applications in digital form
Usually, operate through the website

From these characteristics, it may appear that the startup is more inclined to companies engaged in technology and the web. But the fact is that way, now the company’s usual development labeled Startup name is a company that deals with the world Tekno and online. Startups are grouped into three groups: Startup game creator, Startup educational app and Startup trading such as e-commerce and information. According to him Startup games and educational applications have a potential and open market in Indonesia. This is because the process of making games and educational applications is relatively easy.

With the development of social media and smartphones, the market for mobile games and social games is growing. Meanwhile, for applications or websites engaged in the field of e-commerce and information. But for the smell of information or news of various themes, its development is even much faster again.… Read More

Your Home Insurance Coverage Protects You When Drivers Crash Into Your Garage

Lots of accidents happen at home, and that’s one of the reasons why insurance policies are simply sensible. Even car accidents can happen inside in your own garage. You can bang yourself with the door, or a jack can fail while you’re underneath. You may even drive in the morning when the coffee hasn’t kicked in yet, and you may suddenly go forward and crash into the garage wall instead of backing out of the garage slowly. The home insurance coverage will pay for the damage to the garage, while the car insurance may then cover the damage to your car.

But what if there’s somehow another driver crashing their car into your garage or your home? Usually, this means that this driver’s insurance policy will come into play. But you need to keep in mind that their insurance policy also has a limit on the coverage. If that limit is just $30,000 but the damage to your home is worth $40,000 then you need to check your homeowner insurance policy to see how much your insurance will cover in addition to the other driver’s insurance policy.

This may seem like some sort of strange and extremely unlikely scenario, but it’s probably a lot more common than you may suspect. Just in September of 2017, the news was full of reports of such accidents:

  • In Hampton, Virginia, a car crashed into a home located on Big Bethel Road. While the living area of the house wasn’t touched, the damage to the garage was so severe that the structure was deemed unsafe after the accident.
  • In Overland Park, Kansas, a 20-year-old woman drove her SUV into a home, which left a huge hole in their garage. The garage was attached to the main part of the house, and the damage forced out the family residents into a hotel until the huge hole can be fixed.
  • In San Francisco, a car crashed into a home’s garage, and it caused the power to shut down in that part of the neighborhood. The damaged building’s structural stability had to be shored up, though some of the residents in the area had to be displaced due to the shutdown of utility services.
  • In Cleveland, Tennessee, a man was driving on a road when he suddenly swerved to avoid colliding with another vehicle coming straight at him. While he did succeed in avoiding a collision with the other car, he instead hit the corner of a house after plowing through the front yard. The driver suffered minor injuries, though no one else was hurt. He also passed a sobriety test.
  • The recent incident Fort Wayne, Indiana was even more serious. A man crashed his SUV into a house, and then immediately committed suicide by shooting himself. The house was fortunately empty, but it had been put up for sale. The house would definitely have to be repaired first before it would sell.
  • In Dallas, Texas, assailants fired multiple shots at a
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